[UPDATED] EPF declares 6.15 pct dividends for 2025, total payout RM79.6 billion

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By DayakDaily Team

KUCHING, Feb 28: The Employees Provident Fund (EPF) has announced a dividend rate of 6.15 per cent for both conventional and Shariah savings for 2025.

This involves a payout of RM67.1 billion for the conventional savings and RM12.5 billion for Shariah savings, amounting to a total payout of RM79.6 billion.

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The dividends will be credited by tomorrow.

According to Free Malaysia Today, EPF said it recorded total distributable income of RM82.7 billion for the financial year ending Dec 31, 2025, up 9.5 per cent from RM75.5 billion in 2024.

Additionally, investment assets increased to RM1.409 trillion, which is a growth of 12.8 per cent from RM1.250 trillion, driven by portfolio income and net contributions of RM66.5 billion.

Despite ongoing trade and geopolitical tensions, said EPF chairman Tan Sri Mohd Zuki Ali, the global economy remained resilient in 2025, allowing major central banks to ease policies amid moderating inflation to create a supportive environment for long-term investors.

He added that EPF’s disciplined risk management approach and diversified investment portfolio enabled it to weather market volatility, which peaked in the second quarter after the United States announced reciprocal import tariffs.

“We are pleased the EPF delivered a commendable performance in 2025 despite a volatile year marked by unpredictable trade policies. Resilient equity markets were the main driver of EPF’s income, supported by stable returns from fixed income and the well-diversified nature of the portfolio.

“These results reflect our long-term approach to safeguarding members’ savings while delivering sustainable returns,” he said.

EPF said its overall contributions received grew 12.3 per cent to RM121.5 billion, reflecting higher membership, wage growth, and confidence in the pension fund.

Revisions to EPF’s contribution policy for migrant workers fueled significant membership growth, rising from 16.2 million in 2024 to 18.1 million in 2025.

Active membership reached 10.6 million, with 2.8 million new registrations and 89,649 new employers, accumulating to 640,391 active employers.

EPF said its voluntary contributions also gained momentum, increasing to RM19.2 billion. The i-Saraan programme played a key role, with recipients rising 35.9 per cent to 720,056 and contributions growing 50.8 per cent to RM4 billion.

Looking ahead, Zuki said EPF remains cautious amid global uncertainties. — DayakDaily

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